Personal Insurance

Life Insurance – Life insurance is key to a sound financial plan. Understanding the difference between term and permanent protection is important when purchasing.  As independent agents, we will match your life insurance needs with the proper product, carrier and budget.

Long-Term Care – If you are over 55, this will be the most important insurance you can purchase.  These plans can be affordable.

Disability Insurance – If you lose the ability to work, you can lose everything you owe on.  This insurance pays your bills if you are disabled.

Health Insurance – As of January 2014, you will be able to purchase individual health insurance on the federal exchange.